Everything you need to know about leasing your Horsetruck

Buying a new horsetruck is an important decision. It is not only a vehicle but an essential part of everyday life – travelling between training, competitions and stables week after week. Leasing offers a different way to finance that investment. But how does it work, what does residual value mean, and what should you consider before choosing a leasing solution? Together with STX Finance, we answer some of the most important questions.

What does leasing a horsetruck mean?

Rather than paying the full purchase price of your horsetruck upfront, leasing allows you to spread the investment over an agreed period. The exact structure, duration and monthly payments depend on the vehicle and financing agreement. This means the calculation can be tailored around the horsetruck you choose. For equestrian professionals in particular, this can offer an interesting alternative to making the entire investment at once.

Why consider leasing?

A horsetruck can represent a significant investment. At the same time, the equestrian world brings many other ongoing costs and opportunities – from horses and staff to training, travelling and competition. Leasing can allow you to approach the investment differently by reducing the amount of capital required upfront and spreading payments over time. Whether this is the right solution naturally depends on your personal or business situation. That is why STX Finance works personal and calculations per situation.

What does 10% down payment mean?

For our latest leasing offer: ‘Drive Your Ambition‘, the leasing structure starts with a 10% down payment. This means that, subject to the applicable terms and approval, the initial payment represents 10% of the relevant vehicle value rather than requiring the full purchase amount upfront. It is one of the key reasons why the current offer creates an attractive opportunity for riders considering the step towards a new 2 Horsetruck.

Discover our latest leasing offer

What does 30% residual value mean?

The offer is structured with a 30% residual value. In simple terms, this means part of the vehicle’s value is retained until the end of the leasing period rather than being incorporated into the regular payments throughout the agreement.

Because residual value affects the structure of the financing, the exact implications, end-of-contract options and monthly amount should always be reviewed as part of your personalised leasing proposal.

Who is STX Finance?

STX Finance was established in 2011 as the leasing arm of Stephex Group, initially focused on financing Stephex vehicles including horsetrucks, 2 Horse vehicles and motorhomes. It has since expanded internationally and into other premium mobility categories.

That heritage gives STX Finance a particularly relevant perspective for equestrian customers. The team operates within the same world as Stephex Horsetrucks and understands that the needs of a rider or stable. STX Finance is led by Managing Director Zoé Conter, who combines her role within Stephex Group with a career as an international showjumper competing at 5* level.

How do I know what my monthly payment will be?

This depends on the model you select, its configuration and your individual leasing proposal. Rather than presenting one generic monthly price, our team can prepare a personalised calculation for your preferred horsetruck. This gives you a much clearer understanding of what the investment could look like for your specific vehicle.

What is the next step?

Start by choosing the 2 Horsetruck that fits your needs. Once you have a preferred model – or even if you are still deciding between two – you can request a personalised calculation from the STX Finance team.

This article provides general information only and does not constitute financial advice or a binding financing offer. Leasing is subject to approval and applicable terms and conditions. Exact payments, duration, residual value conditions and end-of-contract options are defined in the individual leasing agreement.